Property Map
Street View
Courtesy of Greenridge Realty S Rath, Debby Stevenson.
Description
OPEN HOUSE SAT. 8/23, 11am to 1pm – Harbor Terrace Condominium – Enjoy a WEST facing view that offers captivating waterfront views, looking straight down the channel to Lake Michigan, with stunning sights of the lighthouse, marina, and the iconic SS Badger. This unique two-story, loft-style condo blends historic charm with modern comfort. Soaring 12-foot ceilings, exposed concrete pillars, and an open floor plan create a bright and welcoming main level, featuring the kitchen, dining, and living areas, ideal for both entertaining and everyday living. A half bath and laundry room complete the first floor. Upstairs, accessible via a charming spiral staircase or directly from the third-floor hallway (with convenient elevator access), you’ll find a second living area, three bedrooms, and two full bathrooms, offering space for family, guests, or work-from-home needs. Residents of Harbor Terrace enjoy exceptional amenities, including an indoor swimming pool, hot tub, fitness room, and a rooftop patio with 360-degree views of downtown Ludington, Pere Marquette Lake, and Lake Michigan, plus a heated parking garage. What you will love most about this location is you’re just steps from Ludington’s vibrant downtown. Close to shopping, breweries, restaurants, marinas, parks, and, of course, the sugar sand beaches of Lake Michigan at Stearns Park. This is lake-town living at its finest.
Property Details and Features
Property Access
- Road Surface Type: “Paved”
Appliances & Equipment
- Appliances: “Dishwasher”, “Disposal”, “Dryer”, “Microwave”, “Range”, “Refrigerator”, “Washer”
Basement
- Basement: “Other”
Bathrooms
- 2 full bathrooms
- 1 half bathroom
- 3 total bathrooms
Bedrooms
- 3 total bedrooms
Building
- Architectural Style: “Other”
- Building Area Total: 1,940
- Construction Materials: “Other”
- Living Area: 1,940
- Year Built: 2006
- 2 stories
Cooling
- Cooling Included
- Cooling: “Central Air”
Exterior Features
- Features: “Balcony”
Fireplaces
- Features: “Gas Log”, “Living Room”
- Building includes fireplace
- 1 total fireplace
Garage
- Attached Garage
- Garage Included
- 1 garage space
Water Features
- Water Body Name: Lake Michigan
- Waterfront Features: “Lake”
Heating
- Heating: “Forced Air”
- Heating Included
Home Owner’s Association
- Association Amenities: “Fitness Center”, “Indoor Pool”, “Pets Allowed”, “Security”, “Spa/Hot Tub”, “Other”
- Association Fee Frequency: Monthly
- Association Fee Includes: “Other”, “Water”, “Trash”, “Snow Removal”, “Sewer”, “Lawn/Yard Care”
- Home Owners Association
Interior Features
- Features: “Ceiling Fan(s)”, “Garage Door Opener”
Laundry
- Features: “Laundry Room”
Listing
- Listing Contract Date: 2025-08-01
- Listing Id: 25038631
- Listing Terms: “Cash”, “Conventional”
- Mls Status: Active
- Modification Timestamp: 2025-08-21 16:49:42
- On Market Date: 2025-08-01
- Price Change Timestamp: 2025-08-13 22:31:18
- Standard Status: Active
- Status Change Timestamp: 2025-08-01 19:09:06
- 21 days on market
Location
- City: Ludington
- State Or Province: MI
- County Or Parish: Mason
- Postal Code: 49431
- MLS Area Major: MasonOceanaManistee – O
- MLS Area Minor: MasonOceanaManistee – O
Lot
- Features: “Level”, “Sidewalk”
- 0 acres
- Area: 0
- Dimensions: 0
- 0 square feet
Parking
- Features: “Garage Faces Side”, “Garage Door Opener”, “Attached”
Pool
- Features: “Indoor”
Property
- Parcel Number: 5305157220100
- Property Sub Type: Condominium
Roof
- Roof: “Rubber”
Additional Rooms
- Rooms Total: 9
Schools
- Middle Or Junior School District: Ludington
Sewer
- Sewer: “Public”
Taxes
- Annual Amount: $7,960
- Tax Year: 2025
Utilities
- Utilities: “Phone Connected”, “Natural Gas Connected”, “Cable Connected”, “High-Speed Internet”
- Water Source: “Public”
Windows
- Features: “Low-Emissivity Windows”, “Screens”, “Insulated Windows”, “Window Treatments”